The landscape of Canadian insurance is rapidly changing, and one of the most significant changes we’re seeing today in Canada is the rise in popularity of Cash Value Life Insurance. More people and families are seeking out tools where they have stability, long-term flexibility, and predictable growth — especially when traditional investments can feel uncertain. Canadians hold … Read more
Introduction: Why Gen Z Is Rewriting Canada’s Wealth-Building Playbook Gen Z in Canada is coming of age in one of the most economically tumultuous decades on record. Almost a third of Canadians aged 20–29 tell Statistics Canada that long-term financial security seems more elusive than it was for their parents. Unaffordable housing, higher interest rates, and growing … Read more
Self-employed Canadians carry a financial responsibility that is quite different from that of regular employees. Income may increase or decrease depending on the season, a big project may take months to be finalized, and there is no employer to offer built-in benefits. One has to build their own health coverage, retirement savings, and long-term financial … Read more
Inflation has become a regular part of daily life in Canada, affecting far more than groceries, gas, or rent. As prices rise each year, the financial protection many families depend on can slowly lose value. Many Canadians purchased their policies when living costs were lower, and the payout seemed large enough to support the household. … Read more
Spending money daily in Canada is getting more and more expensive, and most households can instantly feel the pinch. The cost of food for a week is way higher than it was just a few months ago. Rental prices and mortgage rates keep rising. Even if people buy the necessities and use the services they … Read more
A few financial products come into the world without much fanfare — they don’t make flashy, front-page news — and yet they wind up transforming how we all think about achieving a comfortable future. Equity-Indexed Universal Life Insurance is the type of policy that combines long-term protection with market-linked growth potential, and it has slowly become one … Read more
For Canadians, extreme sports are hotter than ever. From backcountry skiing in British Columbia to rock climbing in Ontario and skydiving over Alberta, participation in high-adrenaline activities has surged. Signs of this buoyancy are evident in the 2019 Canadian Adventure Sports Market Report, which suggests participation in adventure and extreme sports has increased by over 17% in … Read more
When Canadian couples consider their shared financial future, a life insurance policy that meets both partners’ needs is usually one of the most crucial decisions. A well-chosen plan can safeguard earnings, alleviate debt pressure, and provide a certain level of comfort in the event of an unexpected event. While couples are deciding on coverage, the … Read more
The shift from short-term disability to long-term disability benefits in Canada is often one of the most critical stages in a worker’s path towards full financial recovery after a longer-than-anticipated illness or injury. This is a reality thousands of Canadians encounter every year — juggling treatment, loss of income and paperwork while keeping their head above water. … Read more
Serious diseases and situations can shake the budget of a family immediately. Income is reduced while fixed costs remain. Rent, food, utilities, and childcare are things that do not stop. Most families realize the financial strain only when time off from work has arrived or treatment has begun. Savings are not as sufficient as planned, … Read more