Term Life Insurance is usually marketed as one of the easiest and surest financial insurance resources that Canadian families can have. It is simple: pay premiums, hold the policy, and in case of the death of the insured within the period of the policy, a benefit is given to the beneficiary. The Canadian Life and … Read more
Why Getting The Sum Assured Right Matters More Than Ever Canadian life insurance choices are becoming more influenced by economic uncertainty, increased household debt, and an increased life expectancy. Statistics Canada says that the average Canadian household debt-to-income ratio is still above 180, which indicates that families have huge financial obligations as compared to their … Read more
Canada still receives thousands of Non-Resident Indians (NRIs) who visit to work, learn, invest or take care of their families in other countries. In 2025, according to the statistics of the census in Canada, a regular increase in the number of temporary residents and foreign specialists, many of whom have strong financial connections across the … Read more
Inflation has become a regular part of daily life in Canada, affecting far more than groceries, gas, or rent. As prices rise each year, the financial protection many families depend on can slowly lose value. Many Canadians purchased their policies when living costs were lower, and the payout seemed large enough to support the household. … Read more
Many of us believe that estate planning is only for the ultra-wealthy. But recent stats tell a different story: just 15 per cent of Canadians have an estate plan in place, even though fully 80‑82% say it’s important their family gets the money or other assets within 90 days to six months following their death. … Read more
Imagine a young family in Calgary. Two children, a mortgage, and the absolute bare minimum in savings. They know they need Life Insurance but aren’t sure how much, for how long, or at what price. Permanent coverage feels expensive. Twenty or 30-year Term Life Insurance sounds like such a huge commitment. That’s where yearly renewable … Read more
There comes a time in life when the promise that you make to your family that you will keep them financially secure becomes more than a promise; it becomes a responsibility. Whether you are purchasing your first home, saving for your child’s education, or simply not wanting to burden your spouse with the burden of … Read more
As our society gradually ages and as life expectancy continues to increase, long-term care planning is one of the most critical issues to be addressed on the financial security agenda for Canadians. Long-term care (LTC) has historically been supported in part through a combination of government programs, private insurance policies, and family caregiving. But, as healthcare systems … Read more
A Journey Through Insurance Choices Planning for the future can be a daunting process for many, and Canadians are no exception to this fact. When you are looking for Life Insurance quotes or Term Life Insurance Canada comparisons, all of the different Life Insurance plans available might make you feel a little lost or overwhelmed. When you go … Read more
Accidents are unpredictable and can bring with them life-altering consequences. It is, therefore, very important for families to be financially secure. Among the most reliable ways of securing one’s loved ones in Canada is Term Life Insurance. Many Term Life Insurance Policies offer optional accidental death benefits, which provide an additional layer of security against … Read more