Term Life Insurance

Inflation has become a regular part of daily life in Canada, affecting far more than groceries, gas, or rent. As prices rise each year, the financial protection many families depend on can slowly lose value. Many Canadians purchased their policies when living costs were lower, and the payout seemed large enough to support the household. … Read more

Many of us believe that estate planning is only for the ultra-wealthy. But recent stats tell a different story: just 15 per cent of Canadians have an estate plan in place, even though fully 80‑82% say it’s important their family gets the money or other assets within 90 days to six months following their death. … Read more

Imagine a young family in Calgary. Two children, a mortgage, and the absolute bare minimum in savings. They know they need Life Insurance but aren’t sure how much, for how long, or at what price. Permanent coverage feels expensive. Twenty or 30-year Term Life Insurance sounds like such a huge commitment. That’s where yearly renewable … Read more

There comes a time in life when the promise that you make to your family that you will keep them financially secure becomes more than a promise; it becomes a responsibility. Whether you are purchasing your first home, saving for your child’s education, or simply not wanting to burden your spouse with the burden of … Read more

As our society gradually ages and as life expectancy continues to increase, long-term care planning is one of the most critical issues to be addressed on the financial security agenda for Canadians. Long-term care (LTC) has historically been supported in part through a combination of government programs, private insurance policies, and family caregiving. But, as healthcare systems … Read more

Accidents are unpredictable and can bring with them life-altering consequences. It is, therefore, very important for families to be financially secure. Among the most reliable ways of securing one’s loved ones in Canada is Term Life Insurance. Many Term Life Insurance Policies offer optional accidental death benefits, which provide an additional layer of security against … Read more

Level Term Life Insurance is still the most common Term Insurance used in Canada. A well-defined policy with transparent coverage for a specific period as well as fixed premium and payout makes it very attractive to anyone wishing to have predictable affordable protection of their loved ones. Whatever your reason for considering life insurance – … Read more