How Life Insurance Protects Your Wealth From Inflation In Canada

How Life Insurance Protects Your Wealth From Inflation In Canada

The financial reality of all Canadian households has been changed by inflation. Statistics Canada says that inflation hit above the historical average in several years after the pandemic, and even though it decreased to 23 percent at the end of 2025, the price of housing, food, transportation, insurance rates, and long-term care continued to rise … Read more

How Your Medications Can Affect Life Insurance Rates In Canada?

How Your Medications Can Affect Life Insurance Rates In Canada

Several​‍​‌‍​‍‌ Canadians are shocked when they find out everyday medications can change the way life insurance companies rate their application. A blood pressure, cholesterol, anxiety, diabetes, or pain relief prescription is, in most cases, a cardiologic condition that is the primary concern of the insurers from whom they obtain information for granting coverage. Medications do … Read more

How Much Does Life Insurance Cost in Canada 2026?

How Much Does Life Insurance Cost In Canada

Life Insurance is emerging as an important aspect of the lives of more Canadian families, particularly due to increased financial strains and the need to plan long-term. The Canadian Life and Health Insurance Association (CLHIA) has reported that over 22 million Canadians currently possess life or health insurance products, and national Life Insurance payouts surpassed … Read more

How Life Insurance Affects Divorce Settlements In Canada: What Couples Must Know

How Life Insurance Affects Divorce Settlements In Canada

When​‍​‌‍​‍‌ couples separate, life insurance is no longer just a typical financial product. In Canada, it is a significant factor shaping support arrangements, future planning, and the economic stability of both partners and their children over time. The scenario of an ended marriage followed by the use of life insurance in divorce proceedings is essentially … Read more

How Cash Value Works In Permanent Life Insurance In Canada: Full Guide

How Cash Value Works in Permanent Life Insurance in Canada

The landscape of Canadian insurance is rapidly changing, and one of the most significant changes we’re seeing today in Canada is the rise in popularity of Cash Value Life Insurance. More people and families are seeking out tools where they have stability, long-term flexibility, and predictable growth — especially when traditional investments can feel uncertain. Canadians hold … Read more

Why Gen Z Should Use Life Insurance to Build Generational Wealth in Canada (2026 Guide)

Why Gen Z Should Use Life Insurance to Build Generational Wealth in Canada

Introduction: Why Gen Z Is Rewriting Canada’s Wealth-Building Playbook Gen Z in Canada is coming of age in one of the most economically tumultuous decades on record. Almost a third of Canadians aged 20–29 tell Statistics Canada that long-term financial security seems more elusive than it was for their parents. Unaffordable housing, higher interest rates, and growing … Read more

Life Insurance For Self-Employed Canadians: Costs, Income Proof & Best Coverage Options 2026 Guide

Life Insurance For Self-Employed Canadians - Costs, Income Proof & Best Coverage Options

Self-employed​‍​‌‍​‍‌ Canadians carry a financial responsibility that is quite different from that of regular employees. Income may increase or decrease depending on the season, a big project may take months to be finalized, and there is no employer to offer built-in benefits. One has to build their own health coverage, retirement savings, and long-term financial … Read more

Extreme Sports & Life Insurance In Canada: What’s Covered And What Isn’t

Extreme Sports & Life Insurance In Canada - What’s Covered And What Isn’t

For Canadians, extreme sports are hotter than ever. From backcountry skiing in British Columbia to rock climbing in Ontario and skydiving over Alberta, participation in high-adrenaline activities has surged. Signs of this buoyancy are evident in the 2019 Canadian Adventure Sports Market Report, which suggests participation in adventure and extreme sports has increased by over 17% in … Read more