When it comes to business, safeguarding key assets isn’t just good sense—it’s a necessity. What so many Canadian business owners fail to realize, however, is that it’s not their equipment or facility or even brand that’s their most valuable asset. It’s people. When the unanticipated occurs, a company’s own Life Insurance can act as somewhat … Read more
The very word “nonguaranteed” when used in the field of Life Insurance gives most Canadians pause. Insurance should feel like certainty — pay the premiums, get the coverage and have the peace of mind that your family is safeguarded. But not every boon is carved in granite. Some features vary with performance, costs, and decisions … Read more
Buying Life Insurance is no longer a one-size-fits-all purchase. For many families, a basic policy seems sufficient. Others would only be protected with a Million Dollar Insurance Policy or more.” The question many Canadians will wonder is: Is $1 million enough — or is $3 million more like it? The answer will depend on your … Read more
Why People Consider Multi-Million Dollar Life Insurance A Million Dollar Life Insurance Policy sounded extreme. Not anymore. Increasing living expenses, larger mortgage amounts, children’s education, and mounting financial obligations often make lower coverage limits seem insufficient. A Multi Million Dollar Life Insurance Policy can be the only way to replace income and provide stability for … Read more
Most people associate long-term financial security with some kind of investment, a retirement fund, or property. Yet another leg of this stool that is commonly ignored is permanent life insurance. Term coverage is only for a set number of years, whereas permanent insurance exists as long as you pay the premium or as long as … Read more
Probate is the process you must use to prove that a deceased person’s will is valid. When someone dies with a will, the probate affirms it. If they die without having one, the court intervenes to determine what will happen to the estate. But now comes the tricky part: Life Insurance proceeds may or may … Read more
Selecting the right life insurance for your family in 2025 and saving money is a process in which you must consider many things. The insurance industry is rapidly changing, bringing in new policies, tech innovations, and consumer-friendly attributes along the way. Keeping current on these trends is critical to making smart and affordable decisions about protecting your family’s … Read more
A Journey Through Insurance Choices Planning for the future can be a daunting process for many, and Canadians are no exception to this fact. When you are looking for Life Insurance quotes or Term Life Insurance Canada comparisons, all of the different Life Insurance plans available might make you feel a little lost or overwhelmed. When you go … Read more
Life Insurance is one of the simplest tools you could use to protect your loved ones in case a disaster strikes. Of course, the market offers several Life Insurance products, each geared to different tastes and needs. Renewable and convertible insurance are among the up-and-coming groups compared with traditional Life Insurance products. We shall be … Read more
In Canada, Life Insurance can be provided, but return-of-premium (ROP) Life Insurance Policies have an attractive feature that classifies them differently from other Life Insurance plans. If the policyholder outlives the term of the policy, he or she receives a full or partial refund of the paid premiums. This is an added encouragement for a … Read more