The majority of individuals believe that Disability Insurance is not important until the time when a person cannot work at all. That supposition is inconsistent with the reality of the impact of illness and injury on working Canadians. Statistics Canada indicates that a significant proportion of people facing work disruptions due to health conditions still … Read more
The shift from short-term disability to long-term disability benefits in Canada is often one of the most critical stages in a worker’s path towards full financial recovery after a longer-than-anticipated illness or injury. This is a reality thousands of Canadians encounter every year — juggling treatment, loss of income and paperwork while keeping their head above water. … Read more
Disability is something that can happen suddenly, and when it does, income frequently stops while expenses don’t. But for professionals and employees in Canada, the question then is: which of these two offers the most adequate protection and cover — Group Disability Insurance Canada or individual Disability Insurance Canada? Both make a great backrest, but … Read more